HE Courses – Student Finance Loans

Student Finance – Student Loans Company Overview
If you’re studying full-time
You may be eligible for student finance if your course is in the UK and one of the following:

  • a first degree, for example BA, BSc or BEd
  • a Foundation Degree
  • a Certificate of Higher Education
  • a Diploma of Higher Education (DipHE)
  • a Higher National Certificate (HNC)
  • a Higher National Diploma (HND)
  • an Initial Teacher Training course
  • an integrated master’s degree
  • a pre-registration postgraduate healthcare course

Full Information

You may be able to borrow money to help pay for university or college tuition fees and to help with living costs.
You might get extra money on top of this, for example if you’re on a low income, are disabled or have children.
If you’re a continuing student or you’ve already created an account, log in to your account.

Before you apply
You start repaying once you earn over a certain amount. The size of your monthly repayments will depend on how much you earn, not what you owe.

You’ll be charged interest on the loan from the day you take it out. The terms and conditions can change.

Student loans: a guide to terms and conditions 2020 to 2021

Student loans: a guide to terms and conditions 2021 to 2022

The rules are different if your course started before September 2012.

Read the student finance privacy notice to find out how the information you provide will be used.

How to apply
Find out how to apply for student finance.  

Applying for Student Finance Gov UK – Information

If you’re under 25 and have no contact with your parents, you might be able to apply as an ‘estranged student’.

There’s a different process if you’re a student from ScotlandWales, or Northern Ireland. Contact the education authority if you live in the Channel Islands (Jersey and Guernsey) or Isle of Man.

You can give someone perm

Advanced Learner Loan 2021/2022 – Online Application Service

The Advanced Learner Loan 2021/22 online application service for courses starting from 1 August 2021 will be available from 28 June 2021.

Eligible learners will be able to apply online on GOV.UK. Learners will need their Learning and Funding Information Letter (LAFIL) to make an application.

When you issue LAFILs to learners, please tell them that they can only submit applications once the service launches on 28 June. Any applications submitted before this will be marked as ineligible.

Your learners will only be able to apply from 28 June if you have confirmed receipt of your 2021/22 loans facility by returning your signed funding contract to the Education and Skills Funding Agency (ESFA).

You must not issue LAFILs to learners until your loan facility is visible on the Learning Provider Portal. You will shortly be able to see your loans facility in the Loan Facility Details screen under the Financials Home section.

ESFA has updated the suggested LAFIL template for this year. You can view and download the template from GOV.UK.

You can find further information and guidance on our practitioner website. This includes useful tools and materials to help you and your colleagues. Learners can find further information on GOV.UK.

I have not received test dates from the College

All students who pre-registered for testing have been offered 3 timeslots via the email address used on their pre-registration form – so please check your College email but also your personal email and in some cases your parent’s email accounts (including junk / spam folders) for this communication – contact Curriculum Administrators if you still can’t find it – you will not have received timeslots if you did not complete the pre-registration form

I have been notified of a timeslot very late and cannot make it – eg I have a job or another commitment

Schools and Colleges have been given less than 2 weeks to pre-register / gain consent for testing, use this data to plan and gather the resources to administrate and deliver mass rapid testing, establish and email out timeslots – in an ideal world we would have liked to have given students at least a fortnight’s notice of a test slot and to have given students more control over when their timeslot would be, but the time constraints described plus the government’s target to have the testing completed within the first week and a half, minimise our ability to give very much notice at all or to be flexible as to when timeslots are allocated or if they can be changed – please do all you can to try and attend them, taking time away from jobs if needed.

So can I reschedule?

We cannot guarantee that we can reschedule – we have very limited resources – staff and building space – and would ask that you have a critical reason for rescheduling before asking us.  We cannot guarantee that we will be able to respond to requests to reschedule or that we will be able to find you an alternative – but in the first instance if you have a critical reason (and we would not be able to accept a work commitment as critical) please contact your curriculum administrator

I am being asked to travel to College just for testing – this seems a waste of money and add COVID travelling risk

The system in place reflects government expectations on the education sector and reflect a balance of the risks of travel with the benefits of testing for asymptomatic carriers. Travelling to College would originally have taken place during the first week of testing – which would have had to have been paid for – the College simply took the decision to extent remote learning for a week to reduce movement of students across campus to and from the testing centre