Student Finance – Student Loans Company Overview
If you’re studying full-time
You may be eligible for student finance if your course is in the UK and one of the following:
- a first degree, for example BA, BSc or BEd
- a Foundation Degree
- a Certificate of Higher Education
- a Diploma of Higher Education (DipHE)
- a Higher National Certificate (HNC)
- a Higher National Diploma (HND)
- an Initial Teacher Training course
- an integrated master’s degree
- a pre-registration postgraduate healthcare course
You may be able to borrow money to help pay for university or college tuition fees and to help with living costs.
You might get extra money on top of this, for example if you’re on a low income, are disabled or have children.
If you’re a continuing student or you’ve already created an account, log in to your account.
Before you apply
You start repaying once you earn over a certain amount. The size of your monthly repayments will depend on how much you earn, not what you owe.
You’ll be charged interest on the loan from the day you take it out. The terms and conditions can change.
Student loans: a guide to terms and conditions 2020 to 2021
Student loans: a guide to terms and conditions 2021 to 2022
The rules are different if your course started before September 2012.
Read the student finance privacy notice to find out how the information you provide will be used.
How to apply
Find out how to apply for student finance.
Applying for Student Finance Gov UK – Information
If you’re under 25 and have no contact with your parents, you might be able to apply as an ‘estranged student’.
There’s a different process if you’re a student from Scotland, Wales, or Northern Ireland. Contact the education authority if you live in the Channel Islands (Jersey and Guernsey) or Isle of Man.
You can give someone perm
The Advanced Learner Loan 2021/22 online application service for courses starting from 1 August 2021 will be available from 28 June 2021.
Eligible learners will be able to apply online on GOV.UK. Learners will need their Learning and Funding Information Letter (LAFIL) to make an application.
When you issue LAFILs to learners, please tell them that they can only submit applications once the service launches on 28 June. Any applications submitted before this will be marked as ineligible.
Your learners will only be able to apply from 28 June if you have confirmed receipt of your 2021/22 loans facility by returning your signed funding contract to the Education and Skills Funding Agency (ESFA).
You must not issue LAFILs to learners until your loan facility is visible on the Learning Provider Portal. You will shortly be able to see your loans facility in the Loan Facility Details screen under the Financials Home section.
ESFA has updated the suggested LAFIL template for this year. You can view and download the template from GOV.UK.
You can find further information and guidance on our practitioner website. This includes useful tools and materials to help you and your colleagues. Learners can find further information on GOV.UK.